Financing Disclosures

Furniture Department offers financing through a third-party provider so that eligible customers can pay for a purchase over time. Financing is provided by the third-party provider, not by Furniture Department.

How Financing Works

At checkout, eligible customers may choose to finance their purchase through our financing partner. Whether you are approved, the amount you can finance, your interest rate (APR), and your payment terms are determined by the financing provider based on your creditworthiness and are subject to the provider's terms and conditions. Financing is subject to credit approval, and not all customers or purchases will qualify.

Furniture Department Is Not the Lender

Furniture Department is not a lender and does not make credit decisions. We facilitate the connection to the financing provider. Your financing agreement is between you and the provider, and the provider's terms, privacy practices, and disclosures govern that relationship.

Rates and Terms

Rates and terms are set by the financing provider and are disclosed to you by the provider before you complete a financing application. Please review the provider's terms carefully before agreeing to finance a purchase.